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Clause 7.4

Hold public liability insurance

Clause 7.4

The RTO holds public liability insurance that covers the scope of its operations throughout its registration period.

What this Standard means for your RTO

Your RTO must hold public liability insurance to cover all training and/or assessment activities it provides as an RTO.

A guide to compliance

RTOs can retain evidence that they hold public liability insurance by keeping a copy of a certificate of currency or similar. Quotes and invoices are not sufficient evidence to prove that insurance is actually in place. The evidence provided must:

  • identify that the RTO is covered by the policy, and
  • either confirm that training and assessment activities are covered, or that there are no restrictions on the activities covered.
If your organisation is seeking registration as an RTO, you are required to confirm that you will obtain suitable public liability insurance as soon as registration is granted. This will be checked at the post-initial audit approximately 12 months after your RTO commences operations.